Explore all that’s ahead.

With health care you can trust.

Welcome to EssentiaCare, a new Medicare plan from Essentia Health and UCare that combines health care and insurance coverage all in one.

EssentiaCare is streamlined. Smart. Affordable. And designed specifically for Medicare-eligible people living in the 10 Minnesota counties within the EssentiaCare coverage area.

Call: 218-722-4783  |  1-855-432-7027 toll free  |  TTY 1-800-688-2534 toll free

Operating Hours:  8 a.m. to 8 p.m. daily.

See what EssentiaCare has to offer.

New to Medicare?Compare Plans

New to Medicare?

Turning 65 Soon?

Staying active, connected and confident feels good.


So does choosing a health care provider that knows your community and your values. EssentiaCare is a new Medicare health plan from Essentia Health and UCare—two organizations you can trust to provide excellent care at an affordable price.

A Seamless Experience

EssentiaCare is a Medicare Advantage plan, which means all your Medicare benefits (including Original Medicare Part A and Part B, prescription drug coverage and supplemental coverage) are all in one plan. It’s a simple, streamlined approach to Medicare, with virtually no paperwork once you’re enrolled.

Learn More

If you’re new to Medicare, attend an informational meeting where plan benefits are explained and you can ask questions. Our online eGuide explains the basics in clear, simple terms.

Already an Essentia Health Patient?

An EssentiaCare plan offers you a smooth transition to Medicare with providers you know and trust. Choose from one of two plans designed for life in the northland.

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About EssentiaCare

Care + Coverage

Health care from Essentia Health.
Health coverage from UCare.


Essentia Health and UCare have teamed up to bring you health care and health coverage in one plan. Claims, benefits, medical records… it’s all integrated. So whether you need to make an appointment, talk with a nurse or check on a claim, there’s just one number to call and one website to visit.

Care Through the Essentia Health Network AND MORE

Essentia Health is the largest health system serving north-central Minnesota, offering access to more than 1,500 physicians at 18 hospitals and 68 clinics. Whether you need primary or specialty care, our network of expert providers across the health care spectrum is here for you—no referrals needed. You will also have access to the specialists at Mayo Clinic in Rochester for rare or complex conditions.

Coverage from UCare

At UCare, we’ve grown to become a leading provider of Medicare plans in Minnesota by focusing on what matters most: you.

Affordable Premiums

By teaming up, Essentia Health and UCare are able to offer excellent Medicare coverage at some of the most affordable rates you’ll find.

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Plans

A Plan Designed for You

EssentiaCare plans offer care + coverage that fits your life.


Choose from two different plans with no copays for primary care doctor visits, and excellent coverage that includes dental, vision, hearing, travel and fitness benefits.

Excellent Care

Excellent care is at your doorstep, with access to more than 1,500 doctors and advanced practitioners at 18 hospitals and 68 clinics across central and northern Minnesota. You will also have access to the specialists at Mayo Clinic in Rochester for rare or complex conditions.

Travel Coverage

Whether you’re vacationing, visiting or escaping winter, EssentiaCare plans provide health coverage nationwide and emergency care worldwide.

Fitness Benefits

Enjoy free access to programs like SilverSneakers® Fitness and savings or free membership at health clubs including Anytime Fitness, Snap Fitness, YMCAs and others.

Prescription Drug Coverage

Plans with low deductibles and tiered copays, fillable at more than 1,000 pharmacies statewide.

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2016 Plan Benefit Comparison

EssentiaCare offers two plans to choose from, Secure and Grand, to fit your budget.

EssentiaCare Secure (PPO) EssentiaCare Grand (PPO)
Monthly Premium* $33 $114
Primary Care Doctor Office Visits $0 copay. $0 copay.
Specialist Office Visits $40 copay. $30 copay.
Inpatient Hospital Care $300 copay per day (days 1-5), then 100% per inpatient admission. $500 copay per stay (not per day), then 100% per inpatient admission.
Worldwide Emergency Care $75 copay. $75 copay.
Medicare Part D Prescription Drug Coverage Included. Included.
Vision Coverage Routine and diagnostic eye exams. Routine and diagnostic eye exams.
Hearing Coverage Routine and diagnostic hearing exams. Routine and diagnostic hearing exams.
Dental Coverage One oral exam, one cleaning per year. Bitewing X-rays once per year. Flouride treatments. One oral exam, one cleaning per year. Bitewing X-rays once per year. Flouride treatments.
Fitness Benefit SilverSneakers® or health club savings. SilverSneakers® or health club savings.

* You must continue to pay your Medicare Part B premium. Premiums for Part D coverage are higher for individuals with an annual income more than $85,000 in 2016, and married couples with an annual income more than $170,000 in 2016.

Linda
Linda

Linda

An active senior who loves to travel, Linda wants a Medicare Advantage plan that she knows will cover her for whatever comes her way, and be simple to manage.

Both EssentiaCare plans (Secure and Grand) would provide Linda with excellent coverage that includes travel and fitness benefits—and the ability to manage all of her health care needs in one place, with just one plan.

Gary
Gary

Gary

Gary has chronic heart issues and relies on the expertise of his care providers at Essentia Health to monitor and treat his condition. But he also wants the reassurance of knowing he’s covered for more specialized care, should he need it.

With the EssentiaCare Grand plan, Gary has no or low copays for seeing his doctors, contained costs for hospital visits, and the peace of mind that comes with knowing he and his doctors have access to the specialists at Mayo Clinic in Rochester for rare or complex conditions.

Diane
Diane

Diane

A former elementary teacher and grandmother of 3, Diane is recently retired and on a budget. She’s been an Essentia Health patient since 2005 and wants to stay with the care providers she knows and trusts.

An EssentiaCare Secure plan would give Diane all the coverage she needs very affordably, with low copays for unlimited doctor and specialist office visits. This plan even includes an annual dental check-up and cleaning.

Network

Great Care, Close to Home


The EssentiaCare network serves Medicare-eligible people living in 10 Minnesota counties, providing access to more than 1,500 doctors and advanced practitioners at 18 hospitals and 68 clinics.

Plans Available in These Counties

Aitkin
Becker
Carlton
Cass
Clay
Crow Wing
Hubbard
Itasca
Lake
St. Louis

Whether you need primary or specialty care, our network of expert providers across the health care spectrum is here for you—no referrals needed. Wondering whether your physician, nurse practitioner or other provider is part of the EssentiaCare network?

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EssentiaCare Network